Job Overview: Moniepoint is an all-in-one financial services platform for emerging markets and the second-fastest-growing company in Africa. Since 2019, Moniepoint’s technology has powered over 3 million people, offering personal and business banking, payment, credit and business management tools to help them succeed.
Duties and Responsibilities: Underwrite all SME, Mid-Corporate and Large Corporate lending applications that require manual underwriting. Ensure lending remains within Risk Appetite and that performance is maintained within agreed target loan loss levels. Work with the Head of Credit Risk Analytics and Chief Risk Officer to assess and define lending thresholds and parameters. Innovate and identify areas of risk and opportunity within the portfolio. Collaborate with Sales, Product and Data Engineering teams to support new strategic product initiatives.
Required Qualifications: Significant experience underwriting SME and Large Corporate loans from a leading Financial Institution within Nigeria, primarily for businesses in the financial industry sector. Highly experienced in the end-to-end underwriting process for large ticket loans up to 5Bn NGN. Expert in financial assessment of SME and Large Corporates using a broad range of data sources. Strong awareness of Compliance and the Regulatory environment within Nigeria.
Experience: Demonstrable experience of underwriting best practice and standards. Significant expertise underwriting large ticket (up-to 5Bn NGN) SME/Large-Corporate loans within Nigeria in the industry sector.
Additional Notes: Moniepoint is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates.
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